Debt Consolidation Loans Made Simple
Take control of your finances with a straightforward, stress-free debt consolidation loan. We make the process easy—no jargon, no hassle.
- Simplify Your Payments: Combine multiple debts into one manageable monthly payment.
- Lower Interest Rates: Save money by consolidating at a lower rate.
- Flexible Options: Choose a loan term that works for you.
- Quick & Easy Process: Apply online in minutes and get a decision fast.
Let us help you reduce stress, save money, and regain financial control.
Consolidate your debts and free up money for whatever you need.
By consolidating your high-interest debt, you can save money every month.
Whether you're planning home improvements, upgrading your kitchen, or extending your living space, we’ll help you find the ideal solution.
Low-Cost Debt Consolidation Loans
Loans ranging from £15,000 to £1.5 million- Free property valuation included
- No upfront fees or hidden charges
- High loan-to-value options available
- Plans for borrowers with poor credit
- Fully regulated by the FCA
- Multiple award-winning service from Loan.co.uk™
Are you struggling with overwhelming monthly bills?
Dreading your monthly finances?
If you're feeling stressed by multiple credit card and loan payments, plus home improvements you've been putting off, you're not alone.
We understand how overwhelming it can be. That's why we offer a simple, low-cost debt consolidation solution to help you regain control. We've got you covered!
Take Back Control of Your Finances with a Secured Debt Consolidation Loan
Slash your monthly payments by up to 75% and regain control over your financial situation with a secured debt consolidation loan.
Not only will you simplify your payments, but you could also free up extra funds for home improvements, making a difference to both your budget and your home.
Don’t let debt hold you back any longer—take charge with our easy consolidation package today!
Get Your Free Online Quote – Fast and Easy!
It only takes a few minutes to get your free quote. No hassle, no obligation—just a quick and easy way to see how we can help.
Important Information About Secured Loans
Secured loans use your property as collateral, meaning if you miss payments, your home could be at risk.
Consolidating debt may extend your repayment term and increase the total amount you repay over time.
Please note, we are a broker and receive a commission for arranging secured loans. Broker fees may vary depending on your loan amount, lender plan, and your financial status. Loan rates are determined by your circumstances and are subject to approval.
The Lowest Costs in the Market
Save up to £3,000—enough to treat yourself!
Enjoy up to 50% lower costs compared to other major brokers.
- Free property valuation
- No legal or reference costs
- Zero upfront fees
"Their fees are the most affordable in the market, and they genuinely care about finding the right product for you."
5-Star Advice
- Friendly and easy to talk to: Your own dedicated UK advisor
- Trusted guidance from some of the most experienced advisers in the country
- Full transparency—no hidden agendas
- No sales pressure; you always come first
No sales pressure; you always come first
The Easiest Process
- Your own personal processor to handle all the paperwork
- Let us (and our tech) take care of the details while you relax
- Fast, simple, and stress-free
- Full transparency through the app
"Loan.co.uk guided us through every step and made the whole process enjoyable."
3 easy steps to your debt consolidation loan
1. Apply online for your debt consolidation loan. It only takes a minute and it wont impact your credit score.
2. Everything is automated so you will always get the lowest interest rates we have available.
3. Relax! We’ll sort everything else out. Just sit back until your loan arrives.
Representative Example for Second Charge Loans:
Loan Amount: £18,000 over 120 months
Interest Rate: 5.5% fixed for 60 months, followed by a 5.7% variable rate for the remaining 60 months
Monthly Instalments:
- £213.33 for the first 60 months.
- £214.36 for the next 60 months.
Fees
- Broker fee: £1,062
- Lender fee: £595
Total Amount Payable: £25,756.40
- Loan amount: £18,000.
- Interest: £6,004.40 (includes broker and lender fees).
Overall Cost of Comparison (APRC): 7.902%.
This means 51% or more of our clients qualify for this rate or better. We offer rates from 4.9% to 29% APRC, catering to a wide range of credit profiles. Please note, we are a broker, not a lender.Important Information:
- Secured loans have a minimum term of 36 months and a maximum term of 360 months.
- Maximum APRC charged: 29%.
- Consolidating existing debts could extend the term of your debt and increase the total amount you repay.
Important Risk Warning:
If you're considering consolidating debt by securing it against your home, be aware that failure to keep up with repayments could result in your home being repossessed. Always think carefully before securing any loans against your property.